How we are paid
We are a credit broker, not a lender, and the lender pays us commission. For regulated consumer finance, the rates available to you are agreed with the lender, or with the dealer that introduced you, before you apply, and a higher agreed rate means we receive more commission. Once you have applied, we cannot change the rate offered to you. For business finance that is not regulated by the FCA, we may set the rate within limits agreed with the lender, and a higher rate also means we receive more commission. We will tell you the amount of our commission before you sign.
Owning a park home is a fantastic alternative lifestyle to the standard brick and mortar property. Unfortunately, most lenders will want you to be a homeowner and not to be living in the lodge on a full-time basis. Since 2009 we have built our reputation on providing people with responsible finance options for purchasing their own park homes and lodges. We arrange finance plans that are practical and expedient. Working with a wide panel of lenders, one or two of whom are still prepared to offer park home finance, we take care to arrange a satisfying deal for you. If you want to know more about how our financing process works; take a look at our how we work page.
The main difference between owning a park home and owning a typical bricks and mortar property is that when you purchase the park home you don’t also buy the land it’s on; that land is owned by the park operator. The park operator will lease the use of their land to you alongside the purchase of the park home. Make sure you know what the options for you are here when you start looking at getting a park home. Depending on the licence of the park, you may not be able to live there all year round even if you secure a loan for the purchase. Some only have a licence for eleven or ten months out of the year, others can have yearlong options but it’s certainly something to check before committing to a location and to give you a realistic idea of what’s actually achievable. Now, if you’re looking to purchase a holiday home you’ve got more chance at realising your ambition.te into results for our customers.
Your budget will be your primary concern when picking your park home and a huge decision to make will be new or old park homes; considering the price range on a new park home can range from £70,000 to £400,000 and you can pick up a pre-owned park home for about £50,000. Deciding which to go for and what your budget really is will help with how best to finance your park home purchase. Although getting a pre-owned park home might offer an immediate cost-saving advantage, you need to factor in any additional costs such as modernisation, renovations and maintenance (especially with an older model). Our professional team takes the time to understand your purchasing options and your specific requirements. Whether you want to finance a new or used park home, we guide you through the entire park home finance process. We pride ourselves on our quality of work and strive to ensure that our excellent customer service and values translate into results for our customers.
The additional costs like renovations, updates, gadgets and pitch fees are something to be aware of before making any decisions on how to finance your park home and completing that purchase. There is usually a monthly cost known as a pitch fee for use of the site, payable to the park operator or owner. This helps pay towards upkeep of communal areas and facilities. Of course on top of this there are your standard running costs that you’re going to run into anywhere; electricity, water and gas. Typically what happens is, the park owner will pay the bill for the entire park and then, regulated by Ofgem, charges you for what you have used. Everything is fair and above board, but you do need to know what the likely charges will be. There is a lot more to look into when you are considering having a park home so be sure to do your research thoroughly before you start picking out lamp shades for your new abode.
For the unprepared the additional costs of purchasing a park home may feel like a hidden expense. When financing the purchase of your new property, we always make sure you are aware of the available finance options and are fully comfortable with all the details before making a purchase. We operate on a “no hard sell” process and if we believe there may be a better offer available from our panel than the original offer we found you, we will make you aware of this. You will be under no pressure from us to go with either, or any funder. This approach has given us a long history of happy customers and a correspondingly long list of 5 star reviews. If you want to talk to a member of our team about park home finance options for you, apply for finance today or if you have a question, don’t hesitate to get in touch.
The Motorhome & Caravan Show 2026
Tue 13 – Sun 18 October · NEC Birmingham
Hall 9, Motorhome Matt’s stand 9.32
Steve, Pedro, Nick, Russell and Nicola from the motorhome.finance team will be on Motorhome Matt’s stand all week. Pop in and talk to us about financing your next motorhome or campervan.
Save on show tickets with code MATT
