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How we are paid

We are a credit broker, not a lender, and the lender pays us commission. For regulated consumer finance, the rates available to you are agreed with the lender, or with the dealer that introduced you, before you apply, and a higher agreed rate means we receive more commission. Once you have applied, we cannot change the rate offered to you. For business finance that is not regulated by the FCA, we may set the rate within limits agreed with the lender, and a higher rate also means we receive more commission. We will tell you the amount of our commission before you sign.

Motorhome Finance - Representative Example

Cash Price

Deposit

Total Amount of Credit

Duration of Agreement

Monthly Payments

Total Charge for Credit

Total Amount Payable

Representative APR

Rate of Interest (Fixed)

£40,000.00

£5,000.00

£35,000.00

120 months

119 × £470.27, then a final payment of £480.27 (inc. £10 option to purchase fee)

£21,442.40

£61,442.40 (inc. deposit)

10.9% APR Representative

6.1% per annum

Representative example: cash price £40,000.00, deposit £5,000.00, total amount of credit £35,000.00 over 120 months. 119 monthly payments of £470.27 followed by a final payment of £480.27, which includes a £10.00 option to purchase fee. Total charge for credit £21,442.40. Total amount payable £61,442.40. Rate of interest 6.1% per annum (fixed). Representative APR 10.9%.

The actual rates may differ as they are dependent on the applicant’s credit profile. Please note we are a broker and not a lender.